What is the Vega IT credit risk processing accelerator?

Our credit risk processing accelerator is an AI-enabled solution that supports credit risk teams in processing, validating, and reviewing credit data across the entire credit lifecycle. It focuses on automating high-effort, low-value steps such as document analysis, data extraction, and data consistency checks, while keeping decision ownership with credit professionals.

The accelerator is embedded into existing credit risk workflows and systems. This allows banks to introduce AI in a controlled and measurable way, improve operational efficiency, and strengthen decision quality without disrupting established processes or governance models.

Vegait Documentai

Core capabilities of our credit risk processing accelerator

Automated document processing

Extraction of key data points from structured and unstructured credit documentation.

Risk data consolidation

Standardised inputs across systems to support consistent risk assessment.

Decision support workflows

AI-assisted insights integrated into existing approval and review processes.

Validation and oversight mechanisms

Clear interfaces for human verification and exception handling.

Integration-ready architecture

Designed to fit into existing banking and risk ecosystems.

Our approach to AI-enabled credit risk processing

Incremental implementation, not disruption

AI in complex banking environments cannot be introduced overnight, nor should it replace existing processes that already work. That is why we implement AI as targeted support for clearly defined steps within existing credit risk workflows.

This approach enables:

  • easier validation of AI outputs;
  • clear measurement of impact and performance;
  • continuous optimisation based on real results;
  • gradual adoption by credit teams

Human-centred change management

Human verification remains part of the workflow where required, ensuring confidence, accountability, and regulatory alignment.

In this case, AI is an enabler that:

  • improves individual performance;
  • accelerates routine work;
  • supports higher-quality decision-making;
  • becomes another trusted tool in the credit risk toolbox

What our clients say about us

Passionate. Proactive. Expert. We enjoy co-creating innovative products with the world's most innovative businesses and helping them realize their vision. Watch how our clients describe our partnership.

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Howden Group

Howden is a global insurance and risk advisor. A home for 15,000 talented professionals in the fields of broking, risk management, underwriting, and reinsurance. Since joining forces in 2020, our collaboration spans across four distinct sectors. A unified vision. Common goals. Seamless synergy. Those are the pillars of our partnership.

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Costa Coffee

Costa is a globally renowned coffee retailer and the fastest-growing coffee shop chain in the UK. Only in 2017, they opened one of the biggest roasteries in Europe that has quadrupled their coffee roasting capacity. As their tech partner, we collaborated with Costa Coffee on crafting three distinct apps, aiming to enhance the coffee experience for their customers around the world.

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XXImo

Making business travel simpler. XXImo created one, seamless solution for all mobility goals. As their technical partners, we helped them roll out a multitude of innovative features and functionalities – tailored for their clients. We are delighted that we have been a part of this significant journey.

Cover Za Cornelsen Leander

Cornelsen Verlag

When Cornelsen set out to push their digital products forward, Leander Huth, Senior Product Manager, turned to us as a long-term partner. In this video, he shares how our collaboration has helped turn ideas into real solutions and why trust and shared vision have been key along the way.

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Clan Informatik

Clan Informatik provides optimal support with highly efficient overall solutions for all aspects of pension provision. Our partnership with Clan Informatik thrives on trust and transparency. Turning big dreams into reality – together.

Cover Za Cornelsen Annemarie

Cornelsen Verlag

Behind every successful solution are the people who build it. In this testimonial, Annamarie Koehler, Software Engineer at Cornelsen, talks about what it’s like working side by side with our team, the challenges we’ve tackled together, and how collaboration has shaped her daily work.

The benefits of AI-powered credit risk processing

Reduced manual workload

AI automates document analysis and data extraction, significantly reducing time spent on repetitive operational tasks.

Faster and more reliable decisions

Structured, validated inputs enable quicker credit assessments with fewer errors and rework.

Consistent application of risk logic

Rules and decision logic are applied uniformly across cases, improving predictability and governance.

Better use of expert capacity

Credit professionals focus on complex assessments and risk judgement instead of administrative processing.

Engineering real value since 2008

17 +
Years in the market
900 +
Expert software engineers
1500 +
Projects launched
200 +
Clients trusting us

Countless success stories. Across 15+ industries.

We’re proud to deliver success for clients in Europe, the USA, and the UAE. And even prouder that many clients have chosen to work with us for years. Our key areas of expertise include FinTech, InsurTech, HealthTech, PharmaTech, EdTech, FoodTech, transportation & logistics, enterprise blockchain, and more.

Our work
Sasa Popovic Contact Form

Sasa co-founded Vega IT 17+ years ago with his former university roommate Vladan. Their dream of founding an IT company has grown into the premier software company with more than 900+ engineers globally. If you prefer to send an email, feel free to reach out at hello.sasa@vegaitglobal.com.

Real people. Real pros.

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Send us your contact details and a brief outline of what you might need, and we’ll be in touch within 12 hours.